So many others have persevered through what we fear, here are some of their stories
Articles
This home on Mexico Beach survived Hurricane Michael. That’s no coincidence.
https://www.cnn.com/2018/10/15/us/mexico-beach-house-hurricane-trnd/index.html
Rolling Stone - Inside the Patchwork World of Emergency Alerts
As wildfires, storms, and heat get worse and worse, they highlight our haphazard national approach to emergency alerts and warnings
https://www.rollingstone.com/culture/culture-features/climate-emergency-alerts-weather-warnings-1235129097/
A Bill to Protect Local Governments Against Ransomware Attacks Dies in Salem
There’s a lot of money sloshing around the Capitol but none to help local governments ward off hackers.
https://www.wweek.com/news/2022/03/02/a-bill-to-protect-local-governments-against-ransomware-attacks-dies-in-salem/
California to require insurance discounts for property owners who reduce wildfire risk
https://www.latimes.com/california/story/2022-10-17/state-to-mandate-insurance-discounts-for-wildfire-mitigation
Podcasts
How We Survive - Season 2
Whether you live on the coast or not, sea-level rise will have profound impacts on all of us. That is why this season of “How We Survive” is all about how we will adapt (or not) to rising waters.
So we headed to Miami, a city that is considered one of the most vulnerable coastal cities in the world. Experts say seas here could rise by 5 feet or more by 2100, eventually leaving parts of the city underwater.
But you’d never know that by looking at the housing market. During the pandemic, home prices skyrocketed. Florida’s economy is powered by real estate and the state has no income tax. Local governments depend on revenue from property taxes, which is a precarious situation to be in when billions of dollars of property is at risk from rising seas and flooding (not to mention hurricanes).
https://www.marketplace.org/shows/how-we-survive/introducing-how-we-survive/
How We Survive - Season 1
The climate crisis is here.
The Western United States is burning; much of the Northeast is underwater after a hurricane; towns in Europe are swept away by massive floods. Time is slipping away to stop the worst effects of a warming planet, and the world is looking for solutions.
Hosted by Molly Wood, “How We Survive” explores the technology that could provide some of those solutions, the business of acclimatizing to an increasingly inhospitable planet, and the way people have to change if we’re going to make it in an altered world.
https://www.marketplace.org/shows/how-we-survive/introducing-how-we-survive/
Market Place Morning Report - A conversation on risk, insurance and reinsurance
https://www.marketplace.org/shows/marketplace-morning-report/a-conversation-on-risk-insurance-and-reinsurance/
The Indicator from Planet Money - When insurers can't get insurance
https://www.npr.org/2023/06/22/1183854206/when-insurers-cant-get-insurance
Sold Out - Season 3
The third season of Sold Out: Rethinking Housing in America, examines the intersection of the climate and housing crises. The series tells the stories of families throughout California, as we grapple with the ways that climate change is challenging our very idea of home, and our ability to live here. We shine a light on the solutions that can help us all face the future, highlighting the people who are actively working to protect their communities. We question assumptions that dictate how and where people live, while examining the barriers -- whether political, financial or social -- that hold us back from embracing or realizing change.
https://www.kqed.org/podcasts/soldout
Before, During After - Episode 111: Understanding the Importance of Protecting Your Property with Flood Insurance
Flooding is America's number one natural disaster affecting 99% of U.S. Counties since 1996. Just one inch of water can cause roughly $25,000 of damage to one's home, and most homeowners don't know their flood risk or what they have currently covered in the event of a flood. Even more concerning, rises in extreme weather have made flooding more and more prominent, and they're not only happening in flood zones. On today's episode, we sit down with David Maurstad from the National Flood Insurance Program to talk about misconceptions and how it's designed to help residents and business owners protect the life they've built with flood insurance.
https://www.fema.gov/about/news-multimedia/podcast
Books
Even as climate change dominates the headlines, many of us still think about it in the future tense—we imagine that as global warming worsens over the coming decades, millions of people will scatter around the world, fleeing famine and rising seas. What we often don’t realize is that the consequences of climate change are already visible, right here in the United States. In communities across the country, climate disasters are pushing thousands of people away from their homes.
Imagine a blackout lasting not days, but weeks or months. Tens of millions of people over several states are affected. For those without access to a generator, there is no running water, no sewage, no refrigeration or light. Food and medical supplies are dwindling. Devices we rely on have gone dark. Banks no longer function, looting is widespread, and law and order are being tested as never before.
Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services—for instance, a grocer who doesn’t care who buys the store’s broccoli or carrots—insurance providers are more careful in choosing their customers, because some are more expensive than others.
